When traditional loans don't fit, creative deals often do.
Creative financing opens doors when banks close them. Below is a plain-English overview. Every situation is different — reach out for a personalized strategy.
Seller Financing
The seller acts as the bank. Flexible terms, faster closes, and win-win structures for the right situations.
Subject-To
Buyer takes over an existing mortgage while title transfers. Complex — requires disclosure and professional guidance.
Lease Options
Rent with the right (not obligation) to purchase. Useful for buyers building credit or sellers holding inventory.
Wrap Mortgages
A new financing 'wraps' around an existing loan. Advanced structure requiring careful due diligence.
Creative Deal Structuring
Combining tools — partnerships, notes, options, novations — to fit unique goals.
The content on this page is for educational purposes only and is not legal, tax, or financial advice. Consult licensed professionals before entering any real estate transaction. Solved Realty does not provide legal or tax counsel.